The FDIC set minimum capital standards for banks.

At the same time, the Federal Deposit Insurance Corp. issued a proposal to require more public disclosure of individual banks’ financial problems. The minimum capital requirement, basically a ratio of shareholders’ equity in the bank versus its outstanding assets, mainly loans, primarily affects a handful of the nation’s largest banks, most of which have been moving toward the new 6% minimum for some time. A spokesman for the American Bankers Assn. said some of the largest so-called money center banks had fallen below 5% capital levels over the past decade but “started getting pressure” from regulators to increase the level.