CONSUMER BRIEFS / CREDIT DATA
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The Federal Trade Commission has released two videos spoofing commercials that promise free credit reports but try to sell you other products.
The FTC videos are a takeoff on FreeCreditReport.com’s ads, such as the one featuring a guitar strummer wearing pirate clothes and singing in a fish restaurant. The FTC video shows a kilt-wearing guitarist singing: “Beware of the others. There is always a catch. They claim to be free, but strings are attached. Their ads can be funny so don’t be deceived. Hold on to your money. There is one site you need: AnnualCreditReport.com.”
That site is the only one where you can get free reports from all three major credit bureaus. At FreeCreditReport’s site, you get a free report only if you sign up for its credit monitoring service. If you don’t cancel within seven days, you will be billed $14.95 for each month you continue membership.
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