WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 10/7/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended -- 10/7/2009 9/30/2009 4/8/2009 30-year fixed 5.03%+0.28pt 5.07%+0.34pt 5.07%+0.20pt 15-year fixed 4.60%+0.25pt 4.57%+0.37pt 4.80%+0.25pt $417,000 and up 30-year fixed 5.85%+0.48pt 6.00%+0.48pt 6.62%+0.40pt 15-year fixed 5.65%+0.48pt 5.56%+0.58pt 6.40%+0.25pt Home equity lines 5.81% 5.81% 5.62% Home equity loans 8.89% 8.89% 8.96% 6-month LIBOR 0.60% 0.63% 1.69% 1-year Treasury 0.39% 0.41% 0.58% 6-month Treasury 0.17% 0.20% 0.42% 6-month CD 0.32% 0.35% 1.69% Prime rate 3.25% 3.25% 3.25% 11th District 8/2009 7/2009 2/2009 cost of funds 1.412% 1.473% 2.003% *--*